Payment & Insurance

Pricing & Insurance

How much will it cost?

The cost of your session will vary depending on the type of service. The amount you pay also varies based on whether or not you decide to use insurance and how much your insurance will cover. Your first visit includes a one-time administration start-up fee.

Providing your insurance details in our secure contact form allows our office to check your insurance benefits prior to calling you back. We can then provide detailed payment information on the phone once you’ve settled on a therapist. You can also leave a message for general details at 312-772-9796, extension 0.

Pricing scale

This scale shows pricing for our various services. However, it does not include group sessions or take into consideration how your insurance impacts how much you will pay out of pocket (more on this below).

In-network insurance coverage

We’re pleased to let you know that we accept a wide range of insurance plans, including those from:

• Blue Cross Blue Shield (BCBS) PPO
• BlueChoice
• Lawndale Christian Health Center (LCHC) Employee Preferred Provider
• United Health Care
• Aetna
• Cigna*
• Anthem BCBS
• TRICARE**

Rest assured that we are in-network with these insurance providers and will handle the billing process under these plans.

It is important to note that PPO plans are different from HMO plans, and we are not in-network with some HMO insurance plans. However, you may be able to advocate for up to a reimbursement or in-network exception for sessions under HMO plans, depending on your plan.

The section below explains how HMO out-of-network benefits are potentially processed. We do not accept Medicaid & Medicare at this time, and it would be considered out-of-network to use those insurance plans.

Out-of-network insurance coverage

All other insurance plans can utilize the out-of-network benefits available to them. With out-of-network, we collect the full fee for the session at the time of the appointment and give you a receipt with everything you need to file a potential reimbursement claim with your insurance.

* We are out of network for Cigna in Colorado.

**Optimum Joy is a non-network preferred provider for TRICARE insurance. The contracted rates with TRICARE are the Medicare determined prices plus 15% as the allowed amount. The 15% is added in addition to your cost share benefits for each session. As a courtesy, we will file claims on their behalf.